Core practice
Bank, Lender & Working-Capital Files
Statement packs, CMA-style data, and explanations banks ask for when limits are set, renewed or stressed.
Lenders read accounts differently from owners. We prepare the file they expect and sit with you through the questions that follow.
What we typically deliver
- Historical financial pack for credit files
- Projected P&L, balance sheet and cash flow
- Stock, debtors and creditors ageing analysis
- DSCR / working-capital commentary
- Responses to bank inspection queries
We prepare and explain. Credit decisions remain the bank’s.